TY - BOOK AU - CHARUPAT , NARAT AU - MILEVSKY, MOSHE A AU - HUANG , HUAXIONG TI - STRATEGIC FINANCIAL PLANNING OVER THE LIFECYCLE: A CONCEPTUAL APPROAC TO PERSONAL MRISK MANAGEMENT U1 - 658.3 PY - 2012/// CY - CAMBRIDGE PB - CAMBRIDGE UNIVERSITY PRESS KW - MANAGEMENT ER -